Things can go wrong, and you may need to make a claim if your roof sustains significant damage. When you do this, your insurance company will begin a long, complicated, and frustrating procedure. Having never been through it before only adds to the anxiety. That’s why it’s important to have an idea of the claims process’ ins and outs before contacting your insurer. If you are based in Lone Jack, MO, you can put your trust in Good Roofing Company to tend to all your emergency roofing needs. Reach out to us right away at (816) 207-3993 and benefit from our long-standing services!
The time it takes to file a claim with your insurance company is excessive:
When filing an insurance claim, some homeowners anticipate immediate services, such as roof repair or replacement. You should prepare yourself for a lengthy and tedious insurance claim process. What this ultimately depends on is the myriad of moving pieces and individuals involved.
What your insurance provider will pay depends on the details of your policy:
Homeowners’ insurance should cover damage to your roof, but the amount you receive for repairs will vary depending on the coverage you purchase. If you anticipate roof damage, check your insurance immediately so you know what to expect financially. Your insurance company will first pay you the full replacement cost of your roof, withholding an amount equal to the roof’s decline in value. Assuming you have completed the work in line with the claim, your insurance company will send a second payment when you have submitted proof of completion.
Your roof damage claim will not be accepted unless the insurance adjuster gives his or her stamp of approval:
If you have any reason to believe that your roof has been damaged, the first thing you should do is contact your insurer. Calling a roofer or having an insurance adjuster come out may be something you hear from your insurance company. If they recommend calling a roofing company for an inspection, you will certainly do so. All evidence of storm damage will be recorded and sent to your insurance company.
It’s important to keep in mind that getting insurance is a time-consuming process. Maintaining patience while waiting for your insurance claim to be processed and maintaining open lines of communication with your roofing contractor are both essential. You may feel confident enough to contact your insurer at this point. As a group, we have assisted thousands of property owners in filing insurance claims. To make sure your roof gets the care it requires per the terms of your policy, we coordinate with both you and the insurance carrier.
If you are based in Lone Jack, MO, you can put your trust in Good Roofing Company to tend to all your emergency roofing needs. Reach out to us right away at (816) 207-3993 and benefit from our long-standing services!
